Today's Episode is sponsored by Early Bird. Early Bird allows you to invest in a child that you love. The app is easy to use. We're teaming up with EarlyBird to give our listeners a free $15 investment to gift to a child you love! Simply go to partners.getearlybird.io/podcast or the link in our show notes, download the app, and create an account today. Earlybird, build the nest and invest in the children you love: https://partners.getearlybird.io/podcastOur guest today is Armond Croom. He is a Financial Advisor at his own firm, Croom Financial. His business is about getting people to have a Focused Life and Financially Awake. He is a husband and a father of 3 beautiful girls. He applied his own teachings and is continuing his financial freedom for his family as he leads them into financial success. We discuss those hard lessons come from being broke and having to admit you have to handle your money right. Saying no to your mate when one is a spender and one is a saver. How to get the life you want financially but also taking financial accountability to get it.To find out more go to: https://thefinancialeffect.com/ and https://www.croomfinancial.com/Facebook: https://www.facebook.com/thefinancialeffectInstagram: https://www.instagram.com/thefinancialeffect/Linkedin: https://www.linkedin.com/in/armondcroom/Twitter: https://twitter.com/financialripple?s=11Follow me on the blog: www.toitiime.orgSocial Media: Toitimeblog (Instagram, Twitter, and Tik Tok and Toitimeladies (Facebook)

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