In this episode of Chatter that Matters, I take on one of the toughest challenges facing us today, and many would argue one of our biggest problems to solve: affordable housing. First, you'll meet Calum MacKay, a young man and a captivating storyteller who takes us on his journey of turning the impossible into reality. Living in Vancouver, where home prices are sky-high, Calum and his wife faced the harsh truth that even with their combined incomes, they couldn't afford to rent, let alone buy a home for their soon-to-be expanded family. But Calum didn't give up. With a blend of creativity, resilience, and sheer determination, he made homeownership happen in a way that seems almost miraculous. His story isn't just about luck—it's about finding innovative solutions in the face of overwhelming odds. But Calum's experience is just one side of the story. We then dive into the broader conversation with two experts who offer insights on how we can tackle the housing affordability crisis on a larger scale. Brad Bradford, a dynamic and forward-thinking city councillor from Toronto, joins us to discuss the political and bureaucratic shifts needed to support housing development. He highlights the importance of breaking down barriers and creating a "culture of yes" where innovative housing solutions can thrive. Next, Leah Robinson, Vice President at RBC, shares how the bank is stepping up to help homeowners find new ways to afford and optimize their living spaces. Her comments are not a sales pitch but sage and honest advice on how to create multi-generational living and income-generating spaces like laneway homes and rental suites; as she says, this isn't the faint of heart, but with the right collaboration banks, municipalities, and builders you can find and fund your way. Why You Should Listen: This episode will inspire you to make the impossible possible and offer actionable insights and ideas for approaching any problem, including owning your own home.  To find out more about funding your impossible dream: https://www.rbcroyalbank.com/mortgages/building-your-own-house.html?utm_source=vanity&utm_medium=marketing&utm_campaign=mtg_constructionmortgage  

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