In this episode, Zac Twardowski sits down with Francis — a million-dollar producer in life insurance who’s built an incredible business after navigating decades of ups and downs in sales, entrepreneurship, and real estate.Francis has done it all: from selling books door-to-door in college, to running a litigation support company, to flipping houses — and today, he’s one of the top producers in the insurance industry, selling over $1 million in premium last year alone.This episode dives into:✅ Francis’ rise from $180K to $1M in production over five years✅ His background in door-to-door sales, owning a company, and real estate investing✅ Why life insurance is the best business he’s ever been in✅ The mindset shift that allowed him to scale up with IULs✅ How virtual sales and social media transformed his business✅ Why consistency, leads, and investing in yourself matter✅ The power of working smarter (not just harder) over time✅ How anyone — regardless of age or background — can win big in insuranceLearn more about becoming an agent: https://link.getagentautomator.com/widget/bookings/myountFOLLOW ME ON:Instagram: https://www.instagram.com/zac_twardowski Facebook: https://www.facebook.com/zac.twardowski Instagram: https://www.instagram.com/capitalfinancialgrp

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