In this episode of the Candid Capital Podcast, we sit down with José V. Fernández, CEO and founder of Bankuish and winner of the 4YFN pitch competition at Mobile World Congress. From building credit systems in West Africa to rethinking underwriting for Uber drivers and creators, José shares the origin and evolution of Bankuish — a fintech solution unlocking financial access for the modern workforce.We explore why traditional credit bureaus fail to serve the growing gig economy, how alternative data can reshape risk models, and what it takes to build trust between banks, platforms, and independent workers.🔑 Topics Covered Include:Alternative credit scoringFinancial inclusion for gig workersData-driven lending modelsFintech innovation in Latin AmericaCredit invisibility in the U.S.Creator economy & bankingOpen banking & financial regulationFor more information on Bankuish:https://www.bankuish.com/https://www.facebook.com/BankuishBrasilhttps://twitter.com/Bankuish_https://www.instagram.com/bankuish/Filance - Our US brandhttps://www.filance.ai/https://www.facebook.com/people/Filanceai/https://www.instagram.com/filance.ai/Where you can find the App: https://play.google.com/store/apps/details?id=com.app.bankuish https://apps.apple.com/us/app/filance-ai/id6504414823https://play.google.com/store/apps/details?id=com.app.filance&hl=en

Ver todos los episodios