Nicola Willis and Carmel Sepuloni joined Morning Report this morning for the Weekly Political Panel; The Government has released its long-awaited overhaul of planning controls, saying it will save New Zealanders $13 billion over the next three decades; Conservation groups are warning the scrapping of the Resource Management Act could put environmental protections at risk. Drops in long term home loan rates could be at an end, with one major bank signalling they could even be on the way back up; As the school year starts to wind down and children begin the countdown to Christmas, there's one dilemma that creeps back into households across the motu; Christmas presents for your child's teacher.

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