As it becomes more challenging to earn a decent interest rate on our savings, it’s time to look beyond fixed deposits and T-Bills, for that matter. Are there instruments which afford the same returns as fixed deposits but greater flexibility? Howie Lim speaks to Michele Ferrario of StashAway and Willie Keng from dividendtitan.com to find out. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:10 Money Market Funds 04:48 Money Market Funds vs. Short-term Bonds 09:19 What is the safest bet? 11:17 The myth surrounding fixed income --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Michele Ferrario, co-founder and CEO of StashAway and Willie Keng, founder of dividendtitan.com Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

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