Welcome to the December edition of The Runway Report Newsletter, our monthly market and economic update prepared specifically for Australian expats. Each month, we provide informed commentary on the latest developments in financial markets, economic trends, and policy changes that may impact Australians living and investing abroad.  In this month’s edition, we discuss:  📊 A Note from the Director – The latest episode of Behind the Advice is now live, where we recap the major market events of 2025 and discuss what investors may expect as we head into 2026. 🌏 Expat Insight – Australia’s Banking regulator, APRA, introduces new lending rules starting 1 February 2026. We explain how this may affect Australian Expats. 💹 Market Movements – It has been an exceptionally strong year for share markets through calendar year 2025 to date. We take a look at the leaders. 🏦 Economic Update – In November, the US government shutdown finally came to an end after lawmakers in Washington reached a deal to reopen federal operations. The Runway Report Newsletter is designed to keep Australian expats informed about the latest financial developments and support sound decision-making in a global context.  🔔 Subscribe to our channel for regular updates and professional insights tailored to the needs of Australian expatriates.  To learn more about how Runway Wealth Management can assist you on your Expat journey, be sure to check out our website here: https://www.runwaywealth.com/ General Advice Disclaimer: The information contained herein is of a general nature only and does not constitute personal advice. You should not act on any recommendation without considering your personal needs, circumstances, and objectives. We recommend you obtain professional financial advice specific to your circumstances.

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