Episode 32 of Banking Reinvented wraps up the three-part series covering Forrester’s Predictions 2025 report for banking, exploring the transformative potential of open finance and its implications for banks worldwide.Host Tim Rutten and Founder/CEO Jouk Pleiter conclude their discussion with guest speaker Huard Smith, Principal Analyst at Forrester, by looking into platform banking, embedded finance, and banking-as-a-service. They also analyze the importance of modular strategies and ecosystem partnerships, which can position banks for success in a competitive landscape.Tune in to discover how regulatory shifts, customer-centric design, and progressive modernization empower banks to thrive in the evolving open finance industry.Curious to find out more about customer-centric banking? Follow us on LinkedIn:-> Backbase-> Jouk Pleiter-> Tim Rutten-> Huard SmithStep into the future of finance -> Check out our content hub(00:00) - Welcome to the Banking Reinvented podcast(00:57) - Overview of open finance, platform banking, and embedded finance(04:15) - Global regulatory trends in open finance (Asia-Pacific, Europe, North America)(09:00) - Challenges banks face competing with fintechs(10:20) - Improving customer experiences with modular banking and insights(13:45) - Using low-code tools and APIs to build products faster(19:10) - The role of a "lean core" in driving flexibility and innovation(25:38) - Final thoughts on overcoming legacy systems and modernization(26:51) - Episode wrap-up

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