Financial Planning for Property Investors: Keys To Building A Lucrative Portfolio

24/11/2025 1h 4min Episodio 239
Financial Planning for Property Investors: Keys To Building A Lucrative Portfolio

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Episode Synopsis

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team  👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/Can a financial planner really change your property future? In this episode, we challenge the myths, fears, and fallacies stopping Australians from building real wealth, especially when cash flow feels tight and risk feels high.Today, I’m joined by Nazar Pochynok & Julien Renard, two of the sharpest financial planners in the game, to unpack the strategies behind how to buy your first investment property in Australia and hold it successfully long term. This isn’t theory… it’s real talk about money behaviours, income, tax, lifestyle planning, and building wealth with purpose.In this episode, you’ll learn:Why cash flow, not location, kills most portfoliosHow financial planners convert income + equity into predictable outcomesThe truth about the “150K passive income” fallacyProperty strategy vs. property product, why most people get it backwardsHow to protect your job, income & future lifestyleIf this episode hit home, subscribe, drop a comment, and share it with someone who needs it.Key Moments:00:00 Why Investors Panic About Cash Flow02:15 Broker vs Buyer’s Agent vs Planner05:40 Shares vs Property, What Works?08:35 Do You Earn Enough for a Planner?11:25 Who Controls Your Cash Flow?15:50 Why Buyer’s Agents Aren’t First20:10 Strategy Before Searching25:21 DIY vs Done-for-You Wealth30:01 The $150K Passive Income Myth33:15 Wealth With Purpose & Longevity36:43 Capital Growth vs Cash Flow41:22 Couples & Money Psychology45:16 Why Advice Comes After Mistakes50:02 What Financial Literacy Looks Like58:30 Should You DIY or Hire a Planner?01:00:09 Why Coaching Isn’t One-Size-Fits-AllAbout Aaron:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavidFollow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

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