In this episode of Alt Investing Made Easy, Charles Heinzelman discusses premium finance, its benefits for high net worth individuals, and the importance of tax planning. He shares insights on networking, compliance in finance, and lessons learned from the financial crisis. Charles emphasizes the significance of personal philosophy in professional growth and reflects on his journey from attorney to finance professional, highlighting the value of helping others in the industry.About Our Guest: Charles Heinzelman, CEO & Founder, C4 Financial PartnersCharles Heinzelman is a tax planning and premium finance specialist serving high net worth individuals. With 16+ years as CEO of C4 Financial Partners, he helps clients grow assets through tax-advantaged strategies.Background:Former compliance officer at Transamerica/InterSecuritiesLicensed attorney (Ohio and Arizona bars)Multiple securities licenses for supervision and advisory servicesSpecializes in premium finance for clients with $250k+ income and $5M+ net worthAbout Premium Finance:Uses bank financing with participating whole life insuranceCreates tax-deductible interest payments while building tax-deferred assetsAvailable to qualified high net worth individuals for estate and tax planningNetwork in Action Austin:Founder and leader of Austin's technology-based networking organizationCombines traditional networking with mastermind componentsFocus on B2B relationship building and revenue generationPhilosophy: "If you want to go fast, go alone. If you want to go far, go with others."Contact: LinkedIn: linkedin.com/in/benefitingyouTakeaways- Premium finance is a method for high net worth individuals to finance their retirement using bank loans.- Tax planning is crucial for maximizing financial efficiency and leveraging available structures.- Networking is essential for building relationships and driving revenue in business.- Compliance is critical in finance to ensure legal adherence and protect clients.- Documentation is key to avoiding legal issues and maintaining accountability.- Learning from past financial crises can inform better decision-making in the future.- Personal philosophy plays a significant role in professional success and growth.- Transitioning from law to finance can provide unique insights and advantages.- Helping others is a core value that drives success in the finance industry.- Building wealth requires understanding and utilizing various financial strategies.Chapters00:00 Introduction to Premium Finance02:36 Understanding Premium Finance and Its Benefits05:25 The Importance of Tax Planning08:00 Networking in Action: Building Connections11:16 The Role of Compliance in Finance13:52 Lessons from the Financial Crisis16:41 Personal Philosophy and Professional Growth19:31 The Journey of an Attorney to Finance22:10 Conclusion and Final ThoughtsSponsored by:Real Advisers, Austin, TexasVideo and Podcast Production by:Red Sun Creative, Austin, Texas: https://redsuncreative.studioFor more information: AltInvestingMadeEasy.comPlease contact us: [email protected] Wiederanders: [email protected] Sarah Florer: [email protected] Disclaimers: “This production is for educational purposes only and is not intended as investment or legal advice.”“The hosts of this podcast practice law with the law firm, Ferguson Braswell Fraser Kubasta PC; however, the views expressed on this podcast are solely those of the hosts and their guests, and not those of Ferguson Braswell Fraser Kubasta PC.”© 2025 AltInvestingMade Easy.com LLC All rights reserved

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