In this episode: • Why the IRS is phasing out paper checks and what that means for paying or receiving tax refunds going forward • How misleading labels on draft IRS forms could confuse clients (hint: "No Tax on Tips" doesn't actually mean that) • A major 401(k) rule change for high earners that could impact catch-up contributions starting in 2027 • Year-end tax planning tips for business owners, including strategies you must act on before December 31 • Smart ways to manage estimates, avoid penalties, and use paycheck withholdings to your advantage If you want fewer surprises come April and smarter decisions in Q4, don't miss this one.

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