The Roth IRA is often called the “holy grail” of retirement accounts — tax-free growth, tax-free withdrawals, and no required minimum distributions. But what if putting all your money in Roth accounts could actually hurt your long-term plan?In this episode, Ara, a Wealth Manager and CPA, explains why going “all Roth” can backfire — and how to build a smarter, more flexible retirement strategy. You’ll learn:Why future tax laws could make Roth IRAs less advantageousThe importance of balancing across the three tax bucketsHow Congress has changed “tax-free” rules before — and could do it againWhat smart investors are doing to protect themselves from shifting tax policyWhether you’re already contributing to a Roth IRA or considering conversions, this episode will help you make informed, tax-efficient decisions about your financial future.🔹 Learn more about financial planning, retirement investing, and tax strategy at www.acapam.com🔹 Subscribe for weekly insights from Ara, CPA & Wealth Managerwww.acapam.com ACap's Financial Quick Tips

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