Case Study: Mark & Joanna — Building Wealth, Buying a Home, and Planning for the FutureIn this episode, we walk through a real-life (names changed) client case to show how we approach comprehensive financial planning from start to finish. Meet Mark and Joanna — a high-earning couple in Los Angeles juggling demanding careers, twin teenagers in private school, and big goals for their financial future.We break down how we analyzed their full financial picture — investments, taxes, stock options, insurance, and estate planning — to create a plan that helps them grow and protect their wealth in a tax-efficient way.In this episode, you’ll learn:How we evaluated whether they could upgrade homes and still keep their first property as a rentalWhy we recommended backdoor Roth IRAs, Roth 401(k) contributions, and HSA fundingThe pros and cons of RSUs vs. ISOs — and which made more sense for MarkWhy we replaced their target date funds with a diversified ETF portfolioHow we improved their tax strategy by adjusting withholdings and stock compensation planningThe importance of life insurance, umbrella coverage, and a proper estate plan for families with young kidsIf you’ve ever wondered what it’s like to work with a financial advisor — or how professionals build a coordinated plan around real-world goals — this episode pulls back the curtain.Disclaimer: This case study is based on real client experiences, but names and details have been changed for privacy. This content is for educational purposes only and should not be taken as personalized financial, tax, or legal advice.www.acapam.com ACap's Financial Quick Tips

Ver todos los episodios