We all have the standard insurance that helps protect us and our finances—such as auto insurance and homeowners insurance. But are those policies enough to safeguard your assets if you’re faced with an extremely big claim against you? On the latest episode of Your. Money & A Cup of Joe, we’re taking a closer look at personal umbrella insurance and discovering just how important it can be if you have significant assets. We're also joined by John Boland, Vice President of Alliant Insurance Services, to get his thoughts and unique perspective on such an interesting topic!Timecodes:0:06 - Introduction and overview on the topic of the episode1:20 - What is a personal umbrella policy? 3:26 - Examples of large insurance claims5:32 - What may require an additional level of insurance?8:53 - Umbrella policies are most likely used to protect larger assets from claims11:26 - What amount of umbrella insurance should someone have? 13:22 - The factors that influence the premiums people pay for umbrella insurance16:12 - How to get in touch with Joe and his team17:28 - Closing remarksConnect with Joe Calao:WebsiteLinkedIn

Ver todos los episodios