As solo-prenuers we often don't have investment or retirement plans. This episode I share some personal stories of how I've mismanaged money, and how you can avoid those mistakes.We also get in to setting up your retirement and investment accounts, and making sure they are investing your money. PSA 401(k)s and IRAs don't invest for you!And we dive into credit cards. Are they evil? Can they actually help your credit score? Note: I'm not a financial expert, but I have learned from the best. After this episodes you should definitely check out Tori Dunlap - The Financial Feminist, and Katie Gatti Tassin with the Money with Katie Show. Links below.Mentioned in the show: ----Cost of doing business calculator.You can download yours for free at allheartphoto.com/codb----Sofi HYSAOpen a free High Yield Savings Account today and get a bonus $25 deposited in your account, just for signing up. allheartphoto.com/sofi----Gusto Contractor Payment AppReceive $100 back when you submit your first paid payroll paymentpodcast.allheartphoto.com/gusto----Tori Dunlap - The Financial Feminist Podcast and Her First $100kEpisode about How to Start InvestingCredit Cards to check out----Katie Gatti Tassin -The Money with Katie Show----Follow the showWebsite: https://podcast.allheartphoto.comInstagram: https://instagram.com/witt.podYouTube: https://www.youtube.com/@wisdominthetangents

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