As Heritage Financial’s Director of Financial Planning, Ed Jastrem is no stranger to hearing and reading outlandish financial “advice” such as don’t use a 529 plan because it will lower your financial aid, or pay off all your debt before investing, and use life insurance for tax free investing. Not all these statements are black and white. There may be some truth to them, but you can’t take them at face value because there are more unintended consequences than what can be seen on the surface. On this episode of Wealthy Behavior, we set the facts straight on some of the worst retirement planning, college savings, life insurance, and credit card “advice” on the internet.Find more valuable financial advice in Beyond the Basics: Maximizing, Allocating, and Protecting Your Capital.

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