Retirement is a series of stages. In this episode of Wealth Strategies Unleashed, Robert Gilliland & Karen Heider cover what separates each of the 4 levels, and what you can do to level up no matter where you’re starting from.This episode walks through the four “levels” of retirement, and how to move from one to the next. Let’s blend practical financial strategies with behavioral insights to help you assess where you are now and create a clear plan for leveling up.We share actionable ways to:Identify which stage of retirement readiness you’re in, and the key pitfalls at eachBoost your income security through smart debt reduction, savings habits, and Social Security timingBuild a resilient income plan in the stability stage to avoid slipping backwardUse advanced planning tools like donor-advised funds, Roth conversions, and legacy strategies to maximize impact in abundanceReplace uncertainty with confidence by stress-testing your retirement plan and making stage-specific tweaksDownload the free guide that we’ve paired with this episode!Subscribe, and leave us a review if this resonated with you!Share it & leave us a review on Apple or Spotify!For personalized financial guidance,  schedule an intro call with our team at Concenture Wealth Management in Houston, Sugar Land, Katy, & Spring, TX. We’d love to help you build your financial future! To explore our 3-step process and services we offer click here.The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

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