In episode 101 of Wealth is a Journey, I celebrated 101 weeks of consistency of podcasting and welcomed financial expert Joshua Torres, founder of J & J Financial Services. Joshua shares his background growing up in Florida and his passion for faith-based financial literacy. He also talks about his business journey, from starting with tax preparation to expanding into a full suite of financial services, including real estate, insurance, and mortgage services.The episode explores Joshua's entrepreneurial mindset, emphasizing focus, overcoming obstacles, and personal growth, with a metaphor of life being similar to golf. He also shares his real estate investment experience, highlighting lessons learned from a challenging project in Detroit using the BRRR (Buy, Renovate, Rent, Refinance) strategy, which resulted in unexpected financial setbacks.Additionally, Joshua discusses the importance of mentorship, faith, and family. He shares how raising his children has been a challenge but also a source of pride as he teaches them about faith and values he didn’t fully understand in his youth. The conversation ends with a reflection on the importance of personal growth, family unity, and spiritual practices in navigating both business and life challenges.Ready to take control of your finances? Download my free budgeting guide today and start your journey toward financial freedom! This practical, step-by-step guide will help you track your income, manage expenses, and create a plan to achieve your financial goals. Whether you’re just starting or looking to refine your budgeting skills, this resource is designed to empower you to make confident money decisions. Grab your free copy now at www.wealthisajourney.com and take the first step toward breaking generational patterns and building wealth.My name is Che Willis from Wealth is a Journey-I help families living paycheck to paycheck to live the life they want to live through budgeting and investing. If this is you or you know someone that needs help in this area, book a free discovery call to see how I can help. Calls can be booked at www.wealthisajourney.com. My calendar is open.#WealthIsAJourney #FaithAndFinance #RealEstateInvesting #FamilyAndFaith #BusinessJourney #MentorshipMatters #LifeLessons #GrowthMindset #RealEstate #TaxPreparation #OvercomingObstacles #PersonalGrowth #FaithInBusiness #LegacyBuilding #MoneyMatters #FinancialFreedom #FinancialLiteracy #MoneyManagement #FinanceTips #SmartMoney #WealthBuilding #FinancialGoals #Budgeting #BudgetTips #MoneySavingTips #SaveMoney #BudgetLife #SpendingSmart #DebtFreeJourney #BudgetHack #Investing #InvestmentTips #WealthManagement #FinancialPlanning #PassiveIncome #MoneyGrowth #InvestmentGoals #FinancialSuccess #Entrepreneurship #BusinessFinance #MoneyTalks #StartupFinance #FinanceForBusiness #IncomeStreams #SaveSmart #SavingsChallenge #EmergencyFund #FrugalTips #SpendLessSaveMore #FinanceCommunity #MoneyMotivation #MoneyMindset #FinancialIndependence #Money #WealthisaJourney #Podcast #FinancialLiteracyPodcast

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