Join host Ray Lucia Jr. as he breaks down the often-misunderstood world of annuities, fixed indexed annuities, renewal rates, and the fine print that matters with Chris Lloyd, CFP, CHFC, MBA.Takeaways:Fixed vs. Fixed Indexed Annuities—What’s the DifferenceThe Truth About Renewal Rates & why they impact your long-term returnsThe Importance of Due Diligence—how advisors can better serve clientsCollaboration & Community in financial planningIf you're serious about financial planning & personal finance, this episode is a must-watch.Follow me on social media:Twitter: @rayluciajrLinkedIn: /rayluciajrLeave a comment below with your thoughts on the episode!#personalfinance #retirementplanning #financialplanning #financialadvisor #financialsuccess #businesspodcast #financepodcast

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