What is an Energy Efficient Loan? It is a program that helps current or potential home buyers add energy-efficient improvements that will drastically lower their monthly utility bills. Travis Pickett is a loan officer with Security Home Mortgage and shares his wisdom of how refinancing with the energy-efficient program can help homeowners pay off their solar system or purchase and lower their mortgage payment. Solar panels, insulation, roofing, windows, roof, HVAC, are all items that can be if met the requirements and improve the energy of the home can get the subsidized rate.

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