Sophia Gatewood, the Assistant Vice President of Risk Management at Dallas Area Rapid Transit (DART), discusses her role in safeguarding the organization's assets. DART, which serves 13 cities in the Dallas Fort Worth metroplex, is funded through a 1% sales tax, state and federal grants and ridership revenue. Despite the state of Texas not mandating liability insurance for DART due to governmental immunity, the federal FAST Act requires DART to carry $323 million in rail liability insurance. To manage this requirement, DART collaborates with smaller transit authorities to share insurance costs. The episode also explores Sophia's career transition from private insurance to public risk management as well as the organizations and associations that have helped in her journey to dealing with transit risk.

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