Are you over 50 and worried you don’t have enough saved for retirement? You’re not alone — but here’s the good news: it’s never too late.In this launch episode, Certified Financial Planner Melissa Caro joins us to reveal:✅ Why starting small (even $25/month) can spark real financial momentum✅ How to fight back against “💸 Bill Creep” that steals your money✅ The 3 first steps to catch up on retirement savings without feeling overwhelmed00:00 Introduction to Financial Wellness04:59 Understanding Retirement Preparedness07:27 Real-Life Success Stories10:23 The Importance of Financial Assessment13:13 Identifying and Eliminating Unnecessary Expenses15:52 Strategies for Debt Management18:59 Creating a Purposeful Spending Plan21:46 Conclusion and Next Steps27:14 New Chapter🔔 Hit subscribe + drop a comment: What’s one expense you could cut today to save more for retirement? youtube.com/@thewiseretirement?sub_confirmation=1Hit the Notifications button so you don't miss Part 2!

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