In an industry obsessed with leads, rates, and automation, Justin Padron proves there’s a better — and more profitable — way to build a mortgage business.In this episode of The Way, Dino sits down with Justin Padron of Neo Home Loans, a relationship-driven mortgage advisor producing nearly $70 million annually by focusing on community, collaboration, and long-term trust — not transactional shortcuts.Justin breaks down how treating clients like family, building deep local relationships, and partnering strategically with real estate agents and financial planners creates a sustainable, referral-driven business — even in challenging markets.This episode is a masterclass in old-school fundamentals executed at an elite level.What You’ll Learn in This EpisodeHow Justin built a $70M mortgage business without chasing leadsWhy community presence beats national reach for long-term growthThe exact team structure that allows Justin to scale without burnoutHow mortgage advisors can collaborate with financial planners and CPAsWhy asking for introductions is more powerful than asking for referralsHow to turn refinance savings into generational wealth conversationsThe biggest mistake loan officers make when trying to “do it all”How to hire your first team member (even if money feels tight)Why outbound phone calls still outperform modern lead strategiesHow to balance family, health, and business without sacrificing productionThanks for listening to "The Way With Dino Katsiametis" For full show notes, links, and extra episode resources, visit dinokatsiametis.com. Follow Dino for weekly clips and mortgage leadership insights on instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis Learn more about Ethos Lending at ethoslending.com.

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