Today we sit down with Erick Bond, President of Bond Benefits Consulting. We ask Erick about:   - what should the average employee be thinking during open enrollment? - what are the different kinds of plans? Why do they exist?  - how can/should last year's medical usage affect next year's insurance needs? - how should families think through their multiple insurance options? - why people should "trust the math" in their insurance decisions - the scary "what ifs" that go into insurance planning - the many components of Medicare   Disclosure: Information presented in this podcast is not intended to be nor should be construed as individualized investment advice. All content is of a general nature and solely for educational, informational and illustrative purposes. Investments in securities are not insured, protected or guaranteed and may result in loss of income and/or principal. Opinions of unaffiliated third-parties may not represent those of Cobblestone Capital Advisors or its employees.

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