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Listen "Is Housing Affordability Improving in 2026? The Lock-In Effect Explained | Tom’s Take 460"
Episode Synopsis
Is the lock-in effect finally starting to fade? In this episode of Tom’s Take, I break down new data showing early signs that housing affordability may be improving as we head into 2026. We look at mortgage rate trends, inventory growth across the Greater Philadelphia area, and what this means for buyers and sellers navigating today’s market. This isn’t a crash or a boom — it’s about understanding the real numbers and how to plan smarter.
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