David Blanchett, Managing Director and Head of Retirement Research for PGIM DC Solutions, and Michael Finke, Professor, Professor of Wealth Management and Frank M. Engle Distinguished Chair in Economic Security Research at The American College of Financial Services, explain what we know about how retirees save and spend their money, what information, tools, and solutions can be of the greatest help to retirees to plan for their needs in retirement, and the role lifetime income solutions can play in enhancing the quality of life in retirement. One of their more recent research papers, "Guaranteed Income: A License to Spend" was selected by the Georgetown Center for Retirement Initiatives, with the generous support of the Berggruen Institute, to highlight as part of its virtual 2021 Policy Innovation Forum held November 2-3, 2021. 

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