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Listen "How to Live on Passive Income (Most People Get This Wrong) | Ep 16"
Episode Synopsis
What if the real definition of wealth has nothing to do with net worth, fancy cars, or a stacked bank account?
In this episode, Brad breaks down the real meaning of financial freedom — living on PASSIVE income. Not hoping. Not grinding forever. Not praying your job stays stable.
But actually having enough monthly cash flow to cover your entire life.
Brad explains:
-how to calculate your “monthly nut”
-why passive income must be greater than your net worth
-how wealthy people think differently about expenses
-why most people stay stuck in the middle class
-how he retired at age 31
-how many rental properties it really takes to become “wealthy”
-the mindset shift that changes everything
If you’ve ever wondered “How do I actually LIVE on passive income?” — this episode gives you the clearest step-by-step path you’ll find anywhere. Faith-rooted. Practical. Life-changing. This is Real Wealth.
💡 Key Takeaways
Why you MUST know your “monthly nut"
How to raise your lifestyle the right way (only after cash flow increases)
Why wealthy people acquire assets BEFORE spending
The math of living on real estate passive income
The mindset shift from spending → buying assets
How a single rental property can cover real expenses
Why increasing active income fuels passive income
Why real estate is the most reliable path for everyday people
How to live a life where you work because you want to, not because you must
🔗 Resources and Links Mentioned
REIBIZ: reibiz.com
FreedomSoft: realwealthformula.com/sponsors
PropStream: realwealthformula.com/sponsors
🤝 Connect With Us
Website: www.realwealthformula.com
Phone: 877-77-MOGUL
Email: Real Wealth Formula
LinkedIn: Real Wealth Formula
Instagram: @realwealthformula
X (Twitter): @realwealthshow
TikTok: @realwealthformula
YouTube: Real Wealth Formula
⏳ Chapters
00:00 – Introduction
01:19 – Why Your Monthly “Nut” Matters More Than Net Worth
02:25 – Reducing Expenses as the First Step to Wealth
03:14 – How Real Estate Passive Income Actually Works
05:19 – Using Assets, Not Salary, to Fund Your Lifestyle
06:05 – Wealthy People Think About Money Differently
07:01 – The Real Purpose of a Side Hustle
08:00 – How Brad Retired at 31 Through Cash-Flowing Assets
09:10 – The Weekly, Quarterly & Yearly Wealth Plan
10:00 – How Brad Time-Blocks Work, Life & Freedom
10:48 – Vacations, Fun, and Living on Passive Income
12:04 – Why You Should Never Sell Cash-Flowing Assets
12:34 – Expanding Lifestyle ONLY When Passive Income Increases
13:05 – Final Steps to Live on Passive Income
In this episode, Brad breaks down the real meaning of financial freedom — living on PASSIVE income. Not hoping. Not grinding forever. Not praying your job stays stable.
But actually having enough monthly cash flow to cover your entire life.
Brad explains:
-how to calculate your “monthly nut”
-why passive income must be greater than your net worth
-how wealthy people think differently about expenses
-why most people stay stuck in the middle class
-how he retired at age 31
-how many rental properties it really takes to become “wealthy”
-the mindset shift that changes everything
If you’ve ever wondered “How do I actually LIVE on passive income?” — this episode gives you the clearest step-by-step path you’ll find anywhere. Faith-rooted. Practical. Life-changing. This is Real Wealth.
💡 Key Takeaways
Why you MUST know your “monthly nut"
How to raise your lifestyle the right way (only after cash flow increases)
Why wealthy people acquire assets BEFORE spending
The math of living on real estate passive income
The mindset shift from spending → buying assets
How a single rental property can cover real expenses
Why increasing active income fuels passive income
Why real estate is the most reliable path for everyday people
How to live a life where you work because you want to, not because you must
🔗 Resources and Links Mentioned
REIBIZ: reibiz.com
FreedomSoft: realwealthformula.com/sponsors
PropStream: realwealthformula.com/sponsors
🤝 Connect With Us
Website: www.realwealthformula.com
Phone: 877-77-MOGUL
Email: Real Wealth Formula
LinkedIn: Real Wealth Formula
Instagram: @realwealthformula
X (Twitter): @realwealthshow
TikTok: @realwealthformula
YouTube: Real Wealth Formula
⏳ Chapters
00:00 – Introduction
01:19 – Why Your Monthly “Nut” Matters More Than Net Worth
02:25 – Reducing Expenses as the First Step to Wealth
03:14 – How Real Estate Passive Income Actually Works
05:19 – Using Assets, Not Salary, to Fund Your Lifestyle
06:05 – Wealthy People Think About Money Differently
07:01 – The Real Purpose of a Side Hustle
08:00 – How Brad Retired at 31 Through Cash-Flowing Assets
09:10 – The Weekly, Quarterly & Yearly Wealth Plan
10:00 – How Brad Time-Blocks Work, Life & Freedom
10:48 – Vacations, Fun, and Living on Passive Income
12:04 – Why You Should Never Sell Cash-Flowing Assets
12:34 – Expanding Lifestyle ONLY When Passive Income Increases
13:05 – Final Steps to Live on Passive Income
More episodes of the podcast The REAL Wealth Formula Podcast
Financial Independence Starts With You, Not Others | Real Wealth Review with Dr. Brian | Ep 24
17/12/2025
How to Break the Financial Patterns That Keep You Stuck | Real Wealth Review with Marion | Ep 21
10/12/2025
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