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Listen "How Losing Everything Led Me to the Real Wealth Formula | Ep 1"
Episode Synopsis
How do you actually achieve financial freedom — not just more money, but more life? In this episode of The Real Wealth Formula Podcast, host Brad Hovis shares his personal journey from financial struggle to true wealth — and breaks down the exact formula that changed everything.
You’ll discover the power behind the R.E.A.L. Wealth Formula, a simple, actionable path to financial freedom and legacy building:
R: Reduce your monthly expenses
E: Enlarge your active income
A: Acquire passive income
L: Live on your passive income — and leave a legacy
Brad opens up about hitting rock bottom, the turning point that transformed his mindset, and how he rebuilt his financial life through discipline, purpose, and faith. This episode is packed with practical tips to help you get out of debt, grow income streams, and start living life on your terms.
If you’re ready to stop surviving and start thriving, this episode is your roadmap to real wealth.
💡 Key Takeaways
Real wealth isn’t just about money — it’s about freedom.
You can’t build wealth without a plan to reduce expenses first.
Increasing income creates options — and options create freedom.
Passive income is the key to long-term stability.
Leaving a legacy means building something that outlives you.
🔗 Resources and Links Mentioned
REIBIZ: reibiz.com
FreedomSoft: realwealthformula.com/sponsors
PropStream: realwealthformula.com/sponsors
Wells Fargo: wellsfargo.com
🤝 Connect With Us
Website: www.realwealthformula.com
Phone: 877-77-MOGUL
Email: Real Wealth Formula
LinkedIn: Real Wealth Formula
Instagram: @realwealthformula
X (Twitter): @realwealthshow
TikTok: @realwealthformula
YouTube: Real Wealth Formula
⏳ Chapters
00:00:00 - Introduction
00:01:58 - What is the Real Wealth Formula?
00:02:52 - Step 1: Reduce Your Monthly Expenses
00:05:29 - Step 2: Enlarge Your Active Income
00:08:40 - Step 3: Acquire Passive Income
00:10:38 - Step 4: Live on Your Passive Income
00:11:20 - The Goal of Personal Finance
00:13:05 - Retirement and Wealth Defined
00:14:31 - Step 5: Leave a Legacy
00:15:15 - Personal Story: Overcoming Financial Struggles
00:22:57 - Conclusion
You’ll discover the power behind the R.E.A.L. Wealth Formula, a simple, actionable path to financial freedom and legacy building:
R: Reduce your monthly expenses
E: Enlarge your active income
A: Acquire passive income
L: Live on your passive income — and leave a legacy
Brad opens up about hitting rock bottom, the turning point that transformed his mindset, and how he rebuilt his financial life through discipline, purpose, and faith. This episode is packed with practical tips to help you get out of debt, grow income streams, and start living life on your terms.
If you’re ready to stop surviving and start thriving, this episode is your roadmap to real wealth.
💡 Key Takeaways
Real wealth isn’t just about money — it’s about freedom.
You can’t build wealth without a plan to reduce expenses first.
Increasing income creates options — and options create freedom.
Passive income is the key to long-term stability.
Leaving a legacy means building something that outlives you.
🔗 Resources and Links Mentioned
REIBIZ: reibiz.com
FreedomSoft: realwealthformula.com/sponsors
PropStream: realwealthformula.com/sponsors
Wells Fargo: wellsfargo.com
🤝 Connect With Us
Website: www.realwealthformula.com
Phone: 877-77-MOGUL
Email: Real Wealth Formula
LinkedIn: Real Wealth Formula
Instagram: @realwealthformula
X (Twitter): @realwealthshow
TikTok: @realwealthformula
YouTube: Real Wealth Formula
⏳ Chapters
00:00:00 - Introduction
00:01:58 - What is the Real Wealth Formula?
00:02:52 - Step 1: Reduce Your Monthly Expenses
00:05:29 - Step 2: Enlarge Your Active Income
00:08:40 - Step 3: Acquire Passive Income
00:10:38 - Step 4: Live on Your Passive Income
00:11:20 - The Goal of Personal Finance
00:13:05 - Retirement and Wealth Defined
00:14:31 - Step 5: Leave a Legacy
00:15:15 - Personal Story: Overcoming Financial Struggles
00:22:57 - Conclusion
More episodes of the podcast The REAL Wealth Formula Podcast
Financial Independence Starts With You, Not Others | Real Wealth Review with Dr. Brian | Ep 24
17/12/2025
How to Break the Financial Patterns That Keep You Stuck | Real Wealth Review with Marion | Ep 21
10/12/2025
In God we trust