What happens when speculation collides with investing? In this episode of The Personal Finance Project, Scott Bartosch takes a solo dive into the world of Reddit's infamous WallStreetBets community. From the GameStop frenzy to zero-day call options and viral market memes, Scott reacts to some of the internet's spiciest takes on trading. But beyond the laughs and satire, this episode highlights a serious contrast: the high-risk world of short-term speculation versus the long-term discipline of dollar-cost averaging and diversified investing. Scott shares lessons from past market bubbles, explores why chasing hype often ends badly, and reminds us why patience, allocation, and consistency still win in the end. If you've ever wondered what meme-stock traders are talking about—or needed a reminder of why your retirement plan doesn't belong on Reddit—this episode is for you. Listen now on Spotify, Apple Podcasts, or YouTube.

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