Listen "Episode 6: If You're Worried About Everything"
Episode Synopsis
In this episode of the Baird Retirement Management Show, we are joined once again by Scott Bartosh and Greg Ashcroft from the Ashcroft Pesek Bartosh Group to explore some of the biggest worries that clients have as they approach or navigate retirement. Scott, a Certified Financial Planner with over a decade of experience, and Greg, a Chartered Financial Analyst and Certified Financial Planner with nine years in the industry, bring their wealth of knowledge to help us dissect the reality behind common fears that often dominate retirement planning conversations. As we navigate an uncertain world—marked by political unrest, geopolitical tensions, and fluctuating financial markets—it's natural for clients to feel anxious about what might happen next. From fears of a major market crash similar to 2008, to concerns about geopolitical conflict, economic collapse, or even the rise of cryptocurrencies as a replacement for traditional currencies, we tackle the low-probability but high-impact scenarios that seem to weigh heavily on people's minds. Join us as Scott and Greg share their pragmatic approach to retirement planning, designed to help clients worry less and prepare more effectively. We delve into why it's unlikely we'll see a repeat of the 2008 financial crisis, why fears around the dollar losing its value are often overstated, and how to think about risks in the context of long-term portfolio design. Scott and Greg also discuss how they help clients differentiate between rational and irrational fears, using historical context and careful portfolio construction to mitigate risks. Whether you're concerned about interest rates, geopolitical events, or the general unpredictability of the world, this episode provides a thoughtful analysis that blends empathy with actionable insights. Learn why staying grounded in fundamentals can be your greatest asset in times of uncertainty and discover practical strategies to address your biggest retirement fears. Tune in for a conversation that's sure to leave you with a clearer perspective on navigating your retirement in an unpredictable world.
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