Jeff delves into the dynamics of mortgage-backed securities and the relationship between the 10-year Treasury yield and mortgage rates. Rates are influenced by the yield on mortgage-backed securities, which needs to be competitive with the 10-year Treasury, but the two often vary significantly. What factors contribute to these fluctuations, and how can borrowers navigate a rising rate environment? Guests Maureen Reynosa, Seth Soloway, and Charles Giscombe explore non-traditional loan options and emphasize the importance of transparency in the loan process.

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