Ruth Henderson (The Happy Saver) returns to check in and state her views on how to buy a home in the current environment! We cover:How to plan your financial life and where home ownership fits into that.Working with your other half to team up and tackle money goals.  The trade off between using Kiwi Saver for a first home and leaving it untouched for retirement. The steps that one can take between purchasing a first home and reaching financial independance. An true Kiwi, Ruth loves sharing her financial knowledge for the benefit of other Kiwis. Sit back and enjoy!More about Ruth - The Happy Saver: https://www.thehappysaver.com/

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