Total Money Makeover is a financial self-help book written by Dave Ramsey. The book explains how readers can gain control of their finances and get out of debt. Meant for anyone from struggling single parents to affluent executives, Ramsey offers readers a simple, no-nonsense plan for getting out of debt and accumulating wealth faster than they ever thought possible. He divides his method into seven key steps: save $1,000 to start an emergency fund; pay off all debt using the debt snowball method; build a three- to six-month emergency fund; invest 15 percent of household income into Roth IRAs and pre-tax retirement; then invest in college funds, pay off home early, and build wealth. The book explains how readers can break their bad spending habits, develop good savings habits, and become financially independent.
You can follow Dave Ramsey at:
https://www.ramseysolutions.com/
Instagram: @daveramsey
Twitter: @daveramsey
Podcast: The Ramsey Show
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