In this episode, Michael explores whether his family has officially reached financial independence.  He breaks down their investment portfolio, rental income, and expected expenses to assess if they can sustain a €40,000 annual budget.  He also considers different strategies for managing withdrawals, potential risks, and what financial independence truly means beyond just the numbers. Finally, he reflects on the next steps in his post-FI journey, balancing work, purpose, and leisure.

Show Notes:

Michael on Ireland AM (about halfway through):
https://play.virginmediatelevision.ie/watch/vod/52791801/ireland-am-fri-21-feb

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