The second EU Payment Services Directive (PSD2) builds on the first such Directive (PSD1) by providing for the further development of a better-integrated internal market for electronic payments across the EU.
PSD2 puts in place a comprehensive framework for payment services, with the objective of making payments within the EU more efficient and secure.
The Directive also aims to provide greater consumer protection by enhancing security measures for electronic payments. It seeks to open up payment markets to new entrants to encourage more competition.

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