Part of getting a handle on your money is budgeting, but that's not all. to stretch every dollar you make to its limits you have to be looking for deals. Don't just accept the first offer you get or the first response to how much. Make counteroffers, ask for a better price, ask for more services at no additional cost.

Online, people have no problems asking for lower prices on Facebook marketplace, take that mentality offline as well. Negotiate everything from Rent, utilities like internet and phone, even with retail stores. The better the deal, the more you can make every dollar count. The cheaper you can find a way to live, the more money you have to invest in your goals (Retirement, travel, wealth building, building up your side hustle or full-time business.

Don't be lazy, do everything you can think of to make your money go as far as possible

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