"The days of 10 duplexes are over. If you're risk adverse you're not making money in this market."In this episode of the Hard Truth Podcast, I sit down with Josh Findlay, a professional mortgage broker, real estate investor, co-owner of  @bldfinancial and CMHC specialist, to explore the hard truths of the MLI Select program and why it's essential for investors to have capital in order to succeed in the real estate game.We dive into his journey—from meeting Matt McKeever and shooting videos for the Canadian Real Estate Channel to becoming a trusted advisor for mid-sized investors across the country. Josh shares the challenges facing the mortgage industry today, including the affordability crisis, the red tape surrounding CMHC programs, and the importance of understanding the nuances of the MLI Select vs. CMHC Standard programs. We also discuss the current state of the real estate market and why "the money is in the money."Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want covered? Share your thoughts with us in the comment section below. Follow & Connect with Josh Findlay:Josh Findlay on Instagram - https://www.instagram.com/jfins/Josh - 519-729-9212BLD Financial Instagram - https://instagram.com/bldfinancialBLD Financial Facebook - https://www.facebook.com/BLDfinancialFollow & Connect with me on Social Media:Instagram - https://www.instagram.com/therealkylefordFacebook - https://www.facebook.com/people/Kyle-Ford-Invest/61556960051291/Tik Tok - https://www.tiktok.com/@kyleford576YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og

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