Podcast Show NotesWhy Medicare and supplemental insurance may not be the best combination — and what to consider instead.The myth that paying more for health insurance guarantees better care.Why value-based care plans like Humana are worth a closer look — especially for long-term cost and wellness.The emotional and financial weight of long-term care insurance — and who really needs it.Personal stories about estate planning, remarriage, and how inheritance issues can fracture families.Practical tips on reviewing your insurance plan yearly, using your agent wisely, and planning with clarity.How booking the Airbnb or family cruise now could shape who shows up for you later in life. 
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