If you're dealing with a debt collection judgment and wondering if you can still negotiate, this episode is for you. Yale Levy, a former collection attorney with 20 years of experience, joins this week's episode of The Debt Hotline to share expert insights on post-judgment debt settlement strategies.Sued for debt? Visit https://www.solosuit.com/?utm=podcast to resolve it.Yale explains how he helped collectors recover millions in debt before joining Solo, and now uses that insider knowledge to help consumers navigate the debt collection process. Plus, Yale breaks down why post-judgment settlements cost significantly more than pre-lawsuit negotiations—typically 60-80% versus 20-40% of the original amount.Here are some important tips if you're facing a debt judgment:You can still negotiate even after a judgment, but it costs moreCommunication is key—use SoloSettle, hire an attorney, or call directlyTiming matters. The earlier you negotiate, the better your dealWage garnishments and bank levies eliminate your negotiating powerMotion to set aside judgment may work if service was improperPost-judgment settlements typically range from 60-80% of original debtIn this week's episode of The Debt Hotline, you'll learn:When you can still negotiate vs when leverage disappears completelyHow wage garnishments can take up to 25% of your take-home payWhy bank levies are hit-or-miss depending on timingHow to leverage hardship situations for better settlement termsYale and George also answer real listener questions about statute of limitations in New York, dealing with litigation delays, setting aside old judgments, and what to do when collectors file for summary judgment after you've already settled.To submit a question to The Debt Hotline, you can:Call 801-613-8181 and leave a voicemailFill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8Send an email to [email protected]

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