Trended Data - The Credit Pros

25/07/2025 3 min
Trended Data - The Credit Pros

Listen "Trended Data - The Credit Pros"

Episode Synopsis

Trended data on credit reports shows payment history over time, affecting credit scores and lending decisions. It reveals if a person pays off credit card balances or carries debt, with transactors deemed less risky. VantageScore 4.0 uses trended data, and FICO may follow. This data is increasingly important in credit evaluations, including mortgage risk assessments by Fannie Mae.

More episodes of the podcast The Credit Pros Podcast