Shadow Credit Score: 5 Shocking Facts You Should Know

25/07/2025 7 min
Shadow Credit Score: 5 Shocking Facts You Should Know

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Episode Synopsis

Shadow credit scores, unlike traditional credit scores, use a wide range of data points and operate with less transparency and regulation. These scores affect housing and financial access, often without consumer knowledge. Regulatory oversight is limited, leaving consumers vulnerable to inaccuracies and biases. To protect themselves, consumers should request tenant screening reports and dispute errors diligently.

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