Bad Credit And Insurance Premiums: Understanding The Impact

The Credit Pros Podcast
25/07/2025 3 min
Bad Credit And Insurance Premiums: Understanding The Impact

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Episode Synopsis

Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to potentially reduce future premiums.

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