In this episode, we explore the fascinating landscape of electric vehicles with Peter Divjakinja, Motor Risk Manager. Peter unpacks some of the complexity surrounding the evolving EV market, and the advantages and challenges these vehicles present for business owners who are considering adapting their fleets to meet changing sustainability and efficiency needs.Guest IntroductionPeter Divjakinja is a risk management professional who excels in delivering quality risk management services and designing effective solution frameworks to corporate entities. Peter is responsible for supporting CGUs intermediated fleet customers with reducing risk and achieving budget and delivery goals and is currently undertaking PhD studies in Sustainable Mobility,EV Market in AustraliaMade up about 8% of new car market in first half of 2024Number of models doubled to 80 in 2024Fleet EV AdoptionEV representation in Australian fleets is around 5%Most organisations are:Conducting due diligenceAssessing vehicle suitabilityConsidering fitness for purposeRange AnxietyA concern for long-distance and regional drivingRequires careful planningCharging infrastructure is still limitedWait times at charging stations can be significantCost and InfrastructureInitial purchase prices remain highInfrastructure development is slowGovernment and organisations are working to expand charging networksInteresting InsightsEarly data suggests lower at-fault accident rates for EVsRunning costs 40-70% less annuallyGovernment is driving adoption through:Stamp duty reductionsDirect EV purchasesInfrastructure investmentAdvice for Fleet OwnersCreate a comprehensive project planConsider:Emission targetsBusiness operational needsPeople and safety factorsPotential mix of EVs and hybrid vehiclesResourcesRead the CGU STRIVE Report 3.0About CGUFor over 160 years, CGU has partnered with ambitious brokers to deliver exceptional insurance products and help bring peace of mind to their customers.CGU offers our broker partners national reach, outstanding service and the financial strength that comes from being part of Australia’s largest insurance parent, Insurance Australia Group (IAG). Our value lies in its commitment to be the insurer who supports ambition of our broker partners and the customers we serve.Visit the CGU website www.cgu.com.auCGU recommends customers visit the National Insurance Brokers’ Association (NIBA) Need a Broker website to locate a trusted local insurance advisor.Insurance issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227681trading as CGU Insurance Ltd. To see if a product is right for you, always consider the Product Disclosure Statement and Target Market Determinations available from www.cgu.com.au

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