In this episode I'm talking with Todd Zywicki, the George Mason University Foundation Professor of Law in the Antonin Scalia Law School and former Executive Director of the GMU Law and Economics Center.  He is also one of the most engaging and clear thinkers about the vast and complicated world of consumer financial services. He was Chair of the Consumer Financial Protection Bureau Taskforce on Federal Consumer Financial Law and served as Editor of the Supreme Court Economic Review.  Todd's recent article "Restoring the Rule of Law in Finance" served as our launching point for a fascinating - and disturbing - conversation about how financial regulation has become a key weapon in the progressives arsenal to fundamentally change America. The rule of law is in steep decline in the United States. And perhaps no more so than where I've spent most of my career: in finance and banking.  Financial regulation is unusually convoluted and secretive. It affects us directly every day, but most of us are not even aware of how it operates and its agenda, even though the financial system is an essential infrastructure of our society and economy. It enables people to have a bank account, buy a home, start a business, or simply make a purchase at the grocery store.  This sounds like it could be a commonplace, or even boring topic, but let me assure you, after listening to Todd explain what's really happening, it is not.  For more: https://billwalton.substack.com/publish/posts

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