In episode #133 of the Accord Mortgages Growth Series podcast, host Mike Davies, Head of Lending at YBS Commercial Mortgages, speaks with Matthew Martin, Director at Align Property Finance. They explore the changing commercial mortgage market, from the rise of challenger lenders to the importance of building long-term client relationships. The episode covers how interest rates and sector trends are shaping activity, why HMOs are gaining traction, and the role of technology in streamlining processes without losing the human touch. Deregulation and its potential impact are also discussed, with Matthew sharing a cautiously optimistic outlook for the future.  

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