In this episode, Scott & Nikita discuss at a high level what the differences are between "Term" and "Whole" Life Insurance policies. This episode covers:Larger-scale differencesWho might benefit from Whole Life InsuranceThe premium differences between "Term" & "Whole"Why most of our students are better suited for "Term Life Insurance" policies How "Whole Life Insurance" builds in an investing component Our recommendation is to consult with a "fee-only" advisor if you are looking for personalized guidance on this, since they would not be earning commissions on what they sell to you. 

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