Speaking on the Union Budget 2023, which was presented by the Union Finance Minister Nirmala Sitharaman on February 01, 2023, Ratish Pandey, Business Coach at Ethique Advisory said, "Everyone was hoping for the next step in the credit guarantee scheme. And it is encouraging to see that the Honorable Finance Minister lived up to that promise as a keen proponent of education."

"The focus on skill development proposed in the budget and opening up access to entrepreneurship schemes is a positive step towards empowering the youth and encouraging entrepreneurship," Pandey continued.

Further adding to the statement, Pandey said, "I believe the focus on bringing artisans into a formal business space under the PM Vikas Scheme and encouraging women entrepreneurs is a positive step for the economy at large."

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