Steps to end the  Paycheck to Paycheck cycleIncrease your salary ( overtime, side hustle, new job/position) Track your spending and create a budget aligned with your financial goals Make spending adjustments where you can Pay yourself first (retirement accounts emergency savings) Get accountability partnersMs. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

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