This a New York State/City specific episode. It addresses  New York State/ City Tier VI retirement requirements and how they differ for from Tiers III/ IV.   Learn more about fixing Tier VI at https://fixtier6.org Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

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