13: The Financial Planning Bubble

23/05/2025 18 min
13: The Financial Planning Bubble

Listen "13: The Financial Planning Bubble"

Episode Synopsis


In this episode, I explain why typical financial planning advice has created a modern-day macro bubble where everyone is buying the same assets at any price, and how Infinite Banking is a principles-based approach that provides guarantees and control instead of relying on market variables and hope.LINKS:1. Get my free weekly newsletter with exclusive content on financial education2. Work with me: Schedule a consultation(00:00) - 117 The Financial Planning Bubble
(00:37) - The Index Fund Mania
(01:31) - Statistical Limitations of Market Data
(03:57) - Problems with Typical Financial Planning
(06:38) - Planning with Principles vs Variables
(07:23) - Two Key Principles: Accumulation and Distribution
(08:54) - The Unknown Danger of Dollar Cost Averaging
(11:03) - Insurance Products as Distribution Assets
(13:11) - Retirement Strategy Options
(16:59) - Tying in The Infinite Banking Concept